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SMELTOR TERMS OF USE

Effective Date: 27 March 2026 | Version 1.5

Issued by

Smeltor Ltd

A company incorporated in the Cayman Islands

[Registered Office Address], Grand Cayman, Cayman Islands

IMPORTANT — PLEASE READ CAREFULLY BEFORE USING THIS PLATFORM

These Terms of Use constitute a legally binding agreement between you and Smeltor Ltd. By accessing or using the Smeltor platform in any way, you confirm that you have read, understood, and agreed to be bound by these Terms in their entirety.

IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE PLATFORM.

THIS AGREEMENT PROVIDES FOR MANDATORY INDIVIDUAL ARBITRATION. BY ACCEPTING THESE TERMS YOU IRREVOCABLY WAIVE ALL RIGHTS TO TRIAL BY JURY OR TO PROCEED IN A COLLECTIVE ACTION.

The Platform is not available to Disqualified Persons or persons accessing from Restricted Jurisdictions as defined in Section 4. If you are not eligible, you must exit the Platform immediately.

1. PARTIES AND DEFINITIONS

1.1 Who We Are

The Smeltor platform (“Platform”) is operated by Smeltor Ltd, a company incorporated under the laws of the Cayman Islands (“Company”, “we”, “us”, or “our”). The Company's parent holding entity, Smeltor Holdings Ltd, is incorporated in the British Virgin Islands. The Company is a technology company only. It is not a financial institution, investment adviser, broker-dealer, commodity trading adviser, portfolio manager, or fiduciary of any kind in any jurisdiction.

1.2 Definitions

AgreementThese Terms of Use together with the Privacy Policy, the Third Party Integrations and Disclaimer Policy, and any other policies incorporated by reference, as amended from time to time.
Company PartiesThe Company and its officers, directors, shareholders, affiliates, employees, agents, licensors, and service providers, collectively.
CreatorA User who publishes Strategies or Playbooks to the Platform. Creators are independent users and are not employees, agents, or representatives of the Company.
Digital AssetsCryptocurrencies, tokens, and other blockchain-based assets of any kind.
Disqualified PersonAny person who: (a) is accessing from a Restricted Jurisdiction; (b) is listed on any applicable sanctions list; (c) has been identified through screening as associated with fraudulent, illicit, or sanctioned activity; (d) would be engaging in activities through the Platform that are illegal in their jurisdiction; or (e) does not meet the eligibility requirements in Section 3. The Company has sole and absolute discretion to determine whether a person is a Disqualified Person.
Playbook / StrategyA set of on-chain transaction steps published by a Creator reflecting their historical on-chain activity. Not a recommendation or guarantee of future performance.
Restricted JurisdictionAny jurisdiction listed at Section 4.2, as updated from time to time at the Company's sole discretion.
Smart ContractAutonomous code deployed on a blockchain network. The Company does not own, control, or guarantee any Smart Contract.
Third Party ServicesAny third-party protocol, network, service, platform, infrastructure, oracle, aggregator, bridge, or other system that the Platform may interact with, link to, or provide access to, as further described in the Third Party Integrations and Disclaimer Policy.
Verified Track RecordOn-chain transaction data associated with a Creator's wallet address, surfaced as historical data. Verification is technical only — it confirms that transactions occurred on-chain. It does not constitute an endorsement or prediction of future results.
WalletA non-custodial blockchain wallet controlled exclusively by the User. The Company does not at any time have access to, control over, or custody of any User's Wallet or Digital Assets therein.

2. NATURE OF THE PLATFORM

2.1 Technology Platform Only

The Platform is a technology interface that enables Users to discover on-chain strategies published by independent Creators, view verified historical on-chain performance data, and execute transactions directly from their own Wallets at their own discretion. The Company does not and cannot execute transactions on behalf of any User. Every transaction is executed by the User directly from their own Wallet. The User must sign and confirm every transaction before it takes effect.

2.2 Not Financial Advice

NOTHING ON THIS PLATFORM CONSTITUTES FINANCIAL ADVICE, INVESTMENT ADVICE, TRADING ADVICE, OR ANY OTHER FORM OF REGULATED ADVICE IN ANY JURISDICTION. THE CHARACTERISATION OF ANY CONTENT AS NOT CONSTITUTING FINANCIAL ADVICE IS MADE UNDER BVI LAW ONLY. WHETHER ANY CONTENT CONSTITUTES REGULATED ADVICE IN YOUR JURISDICTION IS YOUR SOLE RESPONSIBILITY TO DETERMINE.

  • Creator Strategies and Playbooks are records of historical on-chain activity by independent users. They do not constitute recommendations, endorsements, or predictions.
  • Verified Track Records show what a Creator has historically done on-chain. They do not indicate what the Creator will do in the future or what any User should do.
  • Any yield, return, APY, APR, or performance figure displayed is a historical data point only. It is not a promise, projection, or guarantee of future results.
  • Platform features including trending lists and featured strategies are based on historical data and activity metrics only. They are not curated investment recommendations.

You should seek independent professional financial, legal, and tax advice before making any financial decision. The Company expressly disclaims any duty to advise you. If you are accessing the Platform from a jurisdiction where our content may constitute regulated financial advice, you are a Disqualified Person and must cease using the Platform immediately.

2.3 Non-Custodial Architecture

The Platform operates on a strictly non-custodial basis. The Company never holds, controls, receives, or transmits any User's Digital Assets. The Company never has access to any User's private keys. Users retain full and exclusive custody of their Digital Assets at all times. The Company is not a party to any on-chain transaction. Because the Platform is non-custodial, it does not constitute a digital payment token service, virtual asset exchange, custody service, portfolio management service, or equivalent regulated activity in the jurisdictions where the Company operates.

2.4 Creators Are Independent Users — Conflict Disclosure

Creators are independent users of the Platform. The Company does not employ, engage, supervise, endorse, verify, or take responsibility for any Creator or their content.

IMPORTANT CONFLICT DISCLOSURE: Creators earn a share of the fee generated each time a user executes their Strategy. This means every Creator has a direct financial interest in users executing their Strategies, regardless of the quality or suitability of those Strategies for those users. This conflict is structural and inherent to the Platform's design. The Company does not mitigate this conflict. You should conduct your own independent assessment of any Creator and any Strategy before executing it. The Company's verification of a Creator's Track Record is technical only — it confirms that transactions occurred on-chain. It is not an endorsement of the Creator, their strategy, or their competence.

BY FOLLOWING ANY CREATOR STRATEGY OR PLAYBOOK, YOU ACKNOWLEDGE THAT YOU HAVE READ AND UNDERSTOOD THE CONFLICT DISCLOSURE ABOVE AND THAT YOU ARE MAKING YOUR OWN INDEPENDENT DECISION. THE COMPANY IS NOT RESPONSIBLE FOR THE OUTCOME.

2.5 Digital Assets Are Not Securities or Investments

By using the Platform, you acknowledge and warrant that the Digital Assets you interact with are not to be construed as: (a) securities, debentures, stocks, or shares; (b) units in a collective investment scheme or business trust; (c) rights under a contract for differences; or (d) any other form of regulated investment product in any jurisdiction. You are solely responsible for your own assessment of the legal and regulatory status of any Digital Asset you interact with through the Platform.

3. ELIGIBILITY AND CAPACITY

3.1 Age and Legal Capacity

You must be at least 18 years of age, or the age of majority in your jurisdiction (whichever is higher), to access or use the Platform. By using the Platform, you represent and warrant that you meet this requirement and have full legal capacity to enter into a binding agreement.

3.2 Commercial Capacity

By using the Platform, you represent and warrant that you are doing so in a commercial or investment capacity and not as a consumer within the meaning of any consumer protection legislation in any jurisdiction. You acknowledge that digital asset markets are highly speculative and volatile, that you have sufficient knowledge and experience to evaluate the risks involved independently, that you understand Digital Assets can lose all of their value, and that any funds you use through the Platform are funds you can afford to lose entirely.

3.3 Wallet Ownership

By connecting a wallet to the Platform, you represent and warrant that: (a) the wallet address you connect is owned and controlled solely by you; (b) you hold full control of the private keys to your wallet; (c) the wallet is not an exchange deposit address or any address the private keys of which you do not solely control; and (d) you will not permit any other person to access or use the Platform using your wallet address.

3.4 Liability Cap Acknowledgment

You acknowledge that: (a) the limitations of liability in Section 9 were a material inducement to the Company making the Platform available on these terms; (b) the Company could not commercially justify making the Platform available without these limitations; (c) you have had the opportunity to review these Terms and seek independent legal advice before accepting them; and (d) the limitations in Section 9 represent a commercially reasonable allocation of risk between parties transacting in speculative digital asset markets.

4. DISQUALIFIED PERSONS AND RESTRICTED JURISDICTIONS

4.1 Disqualified Persons

The Platform is not available to Disqualified Persons. If you are a Disqualified Person, you must not access or use the Platform. The Company reserves the right to restrict access to any person it determines, in its sole and absolute discretion, to be a Disqualified Person, without prior notice and without liability.

The Company uses technical measures including IP-based geolocation and on-chain analytics screening to detect access from Restricted Jurisdictions and to identify Disqualified Persons. These measures are supplementary to, and do not replace, your obligation to self-certify your eligibility. The Company reserves the right, but has no obligation, to conduct additional verification of eligibility claims at any time. If technical measures indicate a potential Restricted Jurisdiction access or Disqualified Person, the Company may restrict access without prior notice regardless of any prior self-certification.

By accessing or using the Platform, you represent and warrant that you are not a Disqualified Person. This representation is deemed renewed on each use of the Platform. Circumventing access restrictions through the use of a VPN, proxy, or other technical means is a material breach of these Terms and may expose you to legal liability in your jurisdiction of residence.

4.2 Restricted Jurisdictions

The following jurisdictions are Restricted Jurisdictions. Access from these jurisdictions is prohibited. The Company may add, remove, or amend this list at any time at its sole discretion by updating these Terms:

Restricted JurisdictionRestricted Jurisdiction
United States of America (all states and territories)Iran
Ontario, CanadaNorth Korea (DPRK)
China (People's Republic)Cuba
RussiaSyria
BelarusVenezuela
Myanmar (Burma)Sudan
South SudanCentral African Republic
Democratic Republic of CongoLibya
SomaliaMali
ZimbabweHaiti
SingaporeSouth Korea
United KingdomThailand
IndiaAny other OFAC-sanctioned territory

4.3 Wallet-Level Screening

The Company screens wallet addresses against applicable sanctions lists and through on-chain analytics providers on every wallet connection event and on each transaction. By connecting a wallet to the Platform, you authorise the Company to conduct this screening and to restrict access where a wallet is associated with prohibited activity, without prior notice and without liability.

5. FEES

5.1 Platform Fees

The Company may charge fees in connection with transactions executed through the Platform. Any applicable fees are disclosed to you at the point of execution, prior to your confirmation of any transaction. By confirming a transaction, you agree to the fees disclosed at that point. The fee disclosed at point of execution is the fee that applies to that transaction, regardless of any subsequent changes to the Fee Schedule.

Current fee rates are published at docs.smeltor.xyz/fees (the “Fee Schedule”). The Fee Schedule is incorporated into this Agreement by reference. The Company reserves the right to update the Fee Schedule at any time at its sole discretion. Notice of any update takes the form of publishing a revised Fee Schedule at the same URL. Continued use of the Platform following any fee change constitutes acceptance of the revised Fee Schedule.

5.2 Third-Party Costs

When you use the Platform, you may incur costs and fees charged by third parties. These may include, without limitation, blockchain network fees, protocol fees, bridge fees, oracle fees, aggregator fees, or any other costs imposed by Third Party Services or infrastructure that you interact with directly or indirectly through the Platform. The Company does not control, set, or receive any such third-party costs unless separately specified in the Fee Schedule. The Company is not responsible for any third-party costs of any kind and makes no representation as to their amount, predictability, or change over time.

6. RISK DISCLOSURE

DIGITAL ASSET ACTIVITIES INVOLVE SIGNIFICANT RISKS. BY USING THE PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND ACCEPT ALL OF THE FOLLOWING RISKS IN THEIR ENTIRETY. THESE RISKS ARE NOT EXHAUSTIVE.

6.1 Market Risk

Digital asset prices are highly volatile and can change rapidly. You may lose the entire value of any Digital Asset. Past performance — including Verified Track Records — provides no assurance of future results.

6.2 Smart Contract Risk

Transactions interact with Smart Contracts which may contain bugs, vulnerabilities, or be subject to exploits. The Company has no control over third-party Smart Contracts and does not audit, verify, or guarantee their security. A Smart Contract failure could result in total loss of Digital Assets.

6.3 Liquidity Risk

Digital Assets may be illiquid. Slippage is inherent in decentralised exchange activity and may result in you receiving materially less value than anticipated.

6.4 Creator Risk — Structural Conflict

Creators are independent users with a direct financial interest in users executing their Strategies. There is no guarantee that following a Creator's Strategy will produce similar results to the Creator's historical activity. The Company is not responsible for any loss arising from following a Creator's Strategy. See the full conflict disclosure at Section 2.4.

6.5 Transaction Irreversibility

Blockchain transactions are irreversible. Once confirmed on-chain, a transaction cannot be undone, cancelled, or reversed by the Company or any third party. You are solely responsible for verifying the accuracy of any transaction before confirming it.

6.6 Regulatory Risk

Regulatory treatment of digital assets and DeFi platforms is evolving rapidly. Regulatory changes may affect your ability to use the Platform, the value of Digital Assets you hold, or Platform features without notice. The Company may be required to restrict access without notice.

6.7 Key Management Risk

You are solely responsible for the security of your Wallet's private keys. Loss of private keys results in permanent loss of access to Digital Assets. The Company cannot recover private keys or reverse transactions resulting from lost or compromised keys.

6.8 Third-Party Services Risk

The Platform may interact with Third Party Services. The Company does not own, control, audit, or guarantee any Third Party Service. Any failure, exploit, governance change, regulatory action, cessation, or any other event affecting any Third Party Service could result in loss of Digital Assets or inability to access positions. You are responsible for independently assessing the risks of any Third Party Service you interact with. A full description of Third Party Services and associated disclaimers is set out in the Third Party Integrations and Disclaimer Policy.

6.9 Unaudited Token Risk

Certain tokens accessible through the Platform may be unaudited, experimental, or newly launched. The Company does not represent that any token is audited for security or legal compliance. You assume the full risk of interacting with any unaudited or experimental token.

6.10 Technology and Infrastructure Risk

The Platform and the blockchain networks on which it operates may experience downtime, congestion, forks, or other technical issues. The Company does not guarantee the continued availability of any technology or infrastructure underpinning the Platform.

7. USER OBLIGATIONS AND PROHIBITED CONDUCT

7.1 Lawful Use

You agree to use the Platform only for lawful purposes and in compliance with all applicable laws and regulations. You are solely responsible for ensuring your use does not violate any applicable law.

7.2 Prohibited Conduct

You must not: (a) use the Platform if you are a Disqualified Person or accessing from a Restricted Jurisdiction; (b) use the Platform for money laundering, terrorist financing, sanctions evasion, tax evasion, or any illegal financial activity; (c) engage in wash trading, front-running, pump-and-dump schemes, or any market manipulation; (d) circumvent access restrictions through a VPN, proxy, or other technical means; (e) connect a wallet address you do not solely own and control; (f) attempt to reverse engineer, decompile, or copy any part of the Platform; (g) introduce malware or other harmful code; or (h) submit false or misleading information including any false self-certification regarding your jurisdiction.

7.3 Creator Obligations

If you publish content to the Platform as a Creator, you additionally represent, warrant, and agree that: (a) you will not represent any Strategy or Playbook as being based on your own historical on-chain activity unless it genuinely is; (b) you will not publish content that constitutes financial advice, investment recommendations, or promises of returns; (c) you will not publish misleading or fabricated content; (d) you are responsible for your own tax obligations in relation to any fees you earn through the Platform; and (e) you have read and accepted the Creator Publishing Consent disclosed to you at the point of first publication, which forms part of this Agreement.

7.4 Creator Publishing Consent

At the point of first strategy publication, Creators are presented with a short-form Creator Publishing Consent (the “Creator Consent Screen”) summarising their key obligations. The Creator Publishing Consent is accepted by wallet signature using the same EIP-712 infrastructure as the main Terms of Use. Acceptance is recorded separately in the Company's database against the Creator's wallet address and the version of the Creator Publishing Consent in effect at the time of acceptance.

The Creator Publishing Consent forms part of this Agreement. Acceptance of the Creator Publishing Consent is a condition of publishing any Strategy or Playbook to the Platform. The Creator Publishing Consent does not limit or replace any obligation set out in this Section 7 — it summarises those obligations at the point of first publication for the Creator's awareness. The full obligations remain as set out in these Terms.

8. DISCLAIMERS OF WARRANTIES

THE FOLLOWING DISCLAIMERS APPLY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW.

8.1 As-Is Basis

THE PLATFORM AND ALL CONTENT, FEATURES, AND SERVICES ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT ANY WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, OR RELIABILITY.

8.2 No Warranties on Performance Data

THE COMPANY MAKES NO WARRANTY THAT ANY VERIFIED TRACK RECORD, HISTORICAL RETURN FIGURE, YIELD, APY, APR, OR PERFORMANCE METRIC IS ACCURATE, COMPLETE, OR INDICATIVE OF FUTURE PERFORMANCE. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

8.3 No Warranty on Creator Content

THE COMPANY MAKES NO WARRANTY THAT ANY CREATOR STRATEGY, PLAYBOOK, OR CONTENT IS ACCURATE, SUITABLE FOR YOUR CIRCUMSTANCES, OR FREE FROM CONFLICTS OF INTEREST. CREATORS ARE INDEPENDENT USERS. THE COMPANY ACCEPTS NO RESPONSIBILITY FOR THEIR CONTENT.

8.4 No Warranty on Third-Party Services

THE COMPANY MAKES NO WARRANTY REGARDING THE SECURITY, PERFORMANCE, AVAILABILITY, OR CONTINUED OPERATION OF ANY THIRD PARTY SERVICE. SEE THE THIRD PARTY INTEGRATIONS AND DISCLAIMER POLICY FOR FURTHER DETAIL.

8.5 No Guarantee of Availability

THE COMPANY DOES NOT WARRANT THAT THE PLATFORM WILL BE AVAILABLE AT ANY TIME, UNINTERRUPTED, OR FREE FROM ERRORS. ACCESS MAY BE SUSPENDED, RESTRICTED, OR TERMINATED AT ANY TIME WITHOUT NOTICE.

9. LIMITATION OF LIABILITY

THE FOLLOWING LIMITATIONS APPLY TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW. THEY APPLY REGARDLESS OF THE FORM OF ACTION — WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL OR EQUITABLE THEORY — AND WHETHER OR NOT THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSSES. THESE LIMITATIONS APPLY EVEN IF ANY REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

9.1 Exclusion of Indirect Damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY PARTIES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE PLATFORM, INCLUDING WITHOUT LIMITATION: LOSS OF DIGITAL ASSETS; LOSS OF PROFITS, REVENUE, INCOME, OR BUSINESS; LOSS OF DATA OR GOODWILL; FINANCIAL LOSSES FROM FOLLOWING ANY CREATOR STRATEGY; LOSSES FROM SMART CONTRACT FAILURES, HACKS, OR EXPLOITS; LOSSES FROM THIRD PARTY SERVICE FAILURES OF ANY KIND; LOSSES FROM BLOCKCHAIN NETWORK FAILURES, FORKS, OR DISRUPTIONS; OR LOSSES FROM REGULATORY CHANGES AFFECTING YOUR ABILITY TO HOLD OR TRANSACT DIGITAL ASSETS.

9.2 Aggregate Liability Cap

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF ALL COMPANY PARTIES TO YOU, FROM ALL CAUSES OF ACTION AND ALL THEORIES OF LIABILITY COMBINED, SHALL NOT EXCEED THE GREATER OF: (A) THE TOTAL FEES ACTUALLY PAID BY YOU TO THE COMPANY IN THE TWELVE (12) CALENDAR MONTHS IMMEDIATELY PRECEDING THE DATE ON WHICH THE CLAIM FIRST AROSE; OR (B) ONE HUNDRED US DOLLARS (US$100). THIS AGGREGATE CAP APPLIES TO ALL CLAIMS COMBINED — THE EXISTENCE OF MULTIPLE CLAIMS DOES NOT ENLARGE THIS LIMIT.

9.3 No Liability for Third-Party Acts

THE COMPANY PARTIES SHALL NOT BE LIABLE FOR ANY LOSS ARISING FROM: (A) THE ACTS OR OMISSIONS OF ANY CREATOR, OTHER USER, OR THIRD PARTY SERVICE; (B) ANY UNAUTHORISED ACCESS TO OR ALTERATION OF YOUR WALLET; (C) ANY FAILURE OR DELAY OF ANY THIRD-PARTY SERVICE OR INFRASTRUCTURE; OR (D) ANY FORCE MAJEURE EVENT.

9.4 Essential Basis of the Bargain

The parties acknowledge that: (a) the limitations in this Section 9 were a material inducement to the Company making the Platform available on these terms; (b) the Company could not commercially justify making the Platform available without these limitations; (c) the limitations represent a commercially reasonable allocation of risk between the parties; and (d) these limitations apply notwithstanding any failure of essential purpose of any limited remedy and notwithstanding any other provision of these Terms.

10. INDEMNIFICATION

You agree to defend, indemnify, and hold harmless the Company Parties from and against any and all claims, actions, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with: (a) your breach of these Terms; (b) your violation of any applicable law; (c) your use of the Platform including any transaction you execute; (d) any content you publish as a Creator; (e) any misrepresentation including any false self-certification regarding your jurisdiction or eligibility; or (f) your violation of any third-party right. The Company reserves the right to assume exclusive control of any indemnified matter at your expense.

11. INTELLECTUAL PROPERTY

11.1 Company IP

All rights in and to the Platform — including its code, design, trademarks, trade names, logos, and proprietary content (excluding Creator content and third-party content) — are owned by the Company or its licensors and are protected by applicable intellectual property laws.

11.2 Limited Licence

The Company grants you a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial use in accordance with these Terms. This licence does not include the right to modify, copy, distribute, sell, sublicence, or create derivative works from any part of the Platform.

11.3 Creator Content

By publishing content to the Platform as a Creator, you grant the Company a non-exclusive, worldwide, royalty-free licence to host, display, and distribute your content for the purpose of providing the Platform's services. You retain ownership of your Creator content and represent that you have all rights necessary to grant this licence.

11.4 Feedback

Any feedback or suggestions you provide may be used by the Company freely and without obligation to you.

12. PRIVACY

The collection, use, storage, and disclosure of information in connection with the Platform is governed by the Smeltor Privacy Policy, published at [smeltor.xyz/privacy] and incorporated into this Agreement by reference. By using the Platform, you agree to the Privacy Policy. Please review it carefully.

The Platform is non-custodial. The Company does not collect private keys, seed phrases, or wallet credentials. Blockchain transactions are publicly visible on the relevant blockchain. The Company is not responsible for the public nature of on-chain data.

13. THIRD-PARTY SERVICES

The Platform may from time to time interact with, link to, or provide access to Third Party Services. The Company does not represent that any description of Third Party Services is exhaustive or current, and Third Party Services may change at any time without notice.

The Company is not responsible for the content, availability, security, terms, or performance of any Third Party Service. Your use of any Third Party Service is subject to that service's own terms and conditions. The inclusion of any Third Party Service in or accessible through the Platform does not constitute an endorsement by the Company.

THE COMPANY ACCEPTS NO LIABILITY OF ANY KIND FOR ANY LOSS ARISING FROM YOUR INTERACTION WITH ANY THIRD PARTY SERVICE, REGARDLESS OF WHETHER THE COMPANY FACILITATED, ENABLED, OR PROVIDED ACCESS TO THAT INTERACTION.

A description of current Third Party Service integrations, together with applicable disclaimers and risk information for each, is set out in the Third Party Integrations and Disclaimer Policy, published at [smeltor.xyz/integrations] and incorporated into this Agreement by reference.

14. MODIFICATION, SUSPENSION, AND TERMINATION

14.1 Modification of Terms

The Company may update these Terms at any time. Updated Terms will be posted at the same URL with a revised effective date. Your continued use of the Platform after posting constitutes acceptance. For material changes, the Company will use reasonable efforts to provide advance notice.

14.2 Modification of the Platform

The Company may modify, suspend, or discontinue any feature or aspect of the Platform at any time without notice and without liability.

14.3 Termination

The Company may restrict, suspend, or terminate your access at any time without notice. Sections 6, 8, 9, 10, 15, and 16 survive termination.

15. DISPUTE RESOLUTION AND ARBITRATION

15.1 Good Faith Negotiation

Before commencing formal dispute resolution, you and the Company agree to attempt to resolve any dispute informally by providing written notice and engaging in good faith negotiations for not less than thirty (30) days from the date of notice.

15.2 Binding Arbitration

If a dispute cannot be resolved through negotiation, it shall be finally resolved by binding arbitration administered by the International Centre for Dispute Resolution (ICDR) in accordance with its International Arbitration Rules. The seat of arbitration shall be the British Virgin Islands. The language shall be English. The tribunal shall consist of one arbitrator unless the amount in dispute exceeds US$1,000,000, in which case three arbitrators shall be appointed.

ARBITRATION OPT-OUT: If you do not wish to be bound by this arbitration agreement, you must notify the Company in writing at [legal@smeltor.xyz] within 30 days of first accepting these Terms. Your notice must include your wallet address, the date you accepted these Terms, and a statement that you are opting out of arbitration. Opting out of arbitration does not affect any other provision of these Terms, including the class action waiver in Section 15.3.

15.3 Class Action Waiver

YOU AND THE COMPANY EACH AGREE THAT DISPUTES SHALL BE RESOLVED ONLY ON AN INDIVIDUAL BASIS. YOU WAIVE ANY RIGHT TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS. IF THIS CLASS ACTION WAIVER IS FOUND UNENFORCEABLE IN ANY JURISDICTION, THE ARBITRATION AGREEMENT IN SECTION 15.2 SHALL NONETHELESS REMAIN IN FULL FORCE AND EFFECT AS TO INDIVIDUAL CLAIMS IN THAT JURISDICTION.

15.4 Jury Trial Waiver

TO THE EXTENT PERMITTED BY APPLICABLE LAW, YOU AND THE COMPANY EACH WAIVE THE RIGHT TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING FROM OR RELATED TO THESE TERMS OR THE PLATFORM.

15.5 Injunctive Relief

Nothing in this Section prevents the Company from seeking injunctive or other equitable relief from a court of competent jurisdiction to protect its intellectual property rights or prevent unauthorised use of the Platform.

16. GOVERNING LAW

These Terms and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to conflict of law principles. Subject to the arbitration agreement in Section 15, the parties submit to the non-exclusive jurisdiction of the courts of the British Virgin Islands.

These Terms are not governed by the laws of Singapore, the United States of America, the United Kingdom, the European Union, or any other jurisdiction in which the Company is not incorporated.

17. GENERAL PROVISIONS

17.1 Entire Agreement

These Terms together with the Privacy Policy and the Third Party Integrations and Disclaimer Policy constitute the entire agreement between you and the Company with respect to the Platform and supersede all prior agreements and understandings.

17.2 Severability

If any provision is found invalid or unenforceable, it shall be modified to the minimum extent necessary to make it enforceable. Remaining provisions continue in full force and effect. The invalidity of any provision in one jurisdiction does not affect its validity in any other jurisdiction.

17.3 No Waiver

The Company's failure to enforce any provision or exercise any right shall not constitute a waiver of that provision or right.

17.4 Assignment

The Company may assign these Terms without your consent. You may not assign these Terms without the Company's prior written consent. Any purported assignment in violation of this Section is void.

17.5 No Third-Party Beneficiaries

These Terms do not create any third-party beneficiary rights except as expressly provided herein.

17.6 Force Majeure

The Company is not liable for any failure or delay in performance caused by circumstances beyond its reasonable control, whether or not foreseeable, including without limitation: acts of God; acts of government or regulatory authority; war, terrorism, or civil unrest; pandemics or public health emergencies; failures of third-party infrastructure, networks, or services; blockchain network disruptions, forks, or protocol changes; cyberattacks or security incidents; or any other cause beyond the Company's reasonable control. The parties acknowledge that the digital asset and blockchain industry is subject to heightened risks including those listed above and that these risks are allocated to users under these Terms.

17.7 Electronic Communications

You consent to receive all communications from the Company in electronic form. Electronic communications satisfy any legal requirement that communications be in writing. Your acceptance of these Terms by wallet signature has the same legal force as a physically signed contract.

17.8 Language

These Terms are prepared in English. In the event of any conflict between an English version and a translated version, the English version prevails.

18. TAXES

You are solely responsible for determining and paying all taxes, duties, and assessments applicable to your use of the Platform and any Digital Asset transactions, including all reporting requirements to relevant governmental authorities. The Company does not provide tax advice and is not responsible for your tax obligations.

19. COMPLAINTS

If you have a complaint regarding the Platform or these Terms, contact us at [legal@smeltor.xyz] with your wallet address, a description of your complaint, and any supporting information. The Company will use reasonable efforts to respond within 14 business days. This process does not limit any rights you may have under applicable law.

20. CONTACT

Smeltor Ltd

[Registered Office Address]

Grand Cayman, Cayman Islands

Legal: [legal@smeltor.xyz]

Support: [support@smeltor.xyz]

BY USING THE SMELTOR PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ THIS DOCUMENT, UNDERSTAND IT, AND AGREE TO BE BOUND BY IT.

Smeltor Ltd — Cayman Islands | Governed by BVI Law | Version 1.5 | Effective: 27 March 2026

Terms of Use | Smeltor